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Ron Murray

Assumable Mortgages: How FHA and VA Loan Assumptions Work

If you've been watching mortgage rates over the past few years, you already know that a lot of homeowners locked in rates between 2020 and 2022 that look extraordinary compared to what's available today. Those low rates didn't vanish — they're Continue Reading

Home Renovation Projects with the Best ROI in 2023

Maximizing Your Home's Value: Top Renovation Projects with the Highest ROI When it comes to home renovations, not all projects are created equal. Some can significantly increase your home's value, while others may not provide the return on Continue Reading

Understanding Home Sale Contingencies in Real Estate Transactions

A home sale contingency comes up regularly in real estate transactions — and it's one of those topics where buyers, sellers, and even some agents don't fully understand the mechanics until they're in the middle of one. It's not inherently a problem. Continue Reading

Flood Insurance Costs Set to Skyrocket in Florida

Navigating the Surge: Understanding the Rising Flood Insurance Costs in Florida Florida residents, brace yourselves for a significant hike in flood insurance rates. The Federal Emergency Management Agency (FEMA) has revamped its flood insurance Continue Reading

Short-Term Potential: The Top 10 Florida Cities for Profitable STRs in 2023

Short-Term Potential: The Top 10 Florida Cities for Profitable STRs in 2023 Short-term rentals (STRs), properties rented out for typically fewer than 30 days, have grown in popularity due to the rise of online platforms like Airbnb and VRBO. These Continue Reading

Senate Bill 264: Implications for Foreign Interests in Florida

SB 264: What Foreign Investors Need to Know About Florida's New Real Estate Law Governor Ron DeSantis recently signed Florida's Senate Bill 264, or "Interests of Foreign Countries," into law. This law, effective on July 1, 2023, aims to regulate the Continue Reading

Ambitious Mixed-Use Redevelopment Project Proposed for Sanford

Revitalizing Downtown Sanford: Monroe Hall Redevelopment Project Proposed Sanford, a city rich in history and charm, is on the brink of a significant transformation. A proposal to redevelop the site where the iconic Monroe Hall currently stands has Continue Reading

Solar Panels Sparking Insurance Dilemma for Florida Homeowners

Image via Freepik Solar panels have become increasingly common on Central Florida homes. They're a genuine financial benefit in a high-sun, high-electricity-cost state — but they also add a layer of complexity to homeowners insurance and to real Continue Reading

The Ultimate Home Maintenance Guide for New Florida Homeowners

Florida homeownership is different from most of the country. The climate, the geology, the storm season, and the insurance landscape all create maintenance priorities that don't show up on generic home maintenance checklists — or show up but without Continue Reading

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